Off-the-Plan Purchase FinanceSettle And Keep Your Profit

Contracted off-the-plan but the bank won’t lend at settlement? We can fund 100% of the purchase price so you can settle and secure your capital gain.

If the scenario outlined below is you, contact us today - don't miss out on your capital gain.

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Common Reasons Banks Decline OTP Settlement

Circumstances can change in the years between contract and building completion. The factors below will often negate any previous financial approvals you may have with your bank.

New debts or higher credit limits

Recent adverse credit or missed payments

Employment change, probation or variable income

Approaching retirement limits loan term

Separation/divorce impacts combined servicing

Death or illness

Insufficient documentation at settlement

Bank policy changes tighten criteria

How Our Settlement Funding Is Your Solution to Changed Circumstances

Specialist settlement funding can provide 100% of purchase price so you can complete on time and secure your capital gain.

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Scenario: Unable to settle off-the-plan purchase

A couple contracted to buy an apartment for $1,500,000. Three years later, at completion, the apartment was valued at $2,500,000. Due to loss of employment just prior to settlement, their bank cancelled their initial approval, putting at risk their capital gain of $1,000,000.

Contract price: $1,500,000

Valuation at settlement (3 years later): $2,500,000

Potential equity uplift at risk: $1,000,000

In cases like this, our Settlement Funding can complete the purchase, thus preserving the equity uplift.

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$1M

Equity Uplift Preserved